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The reference shelf, without the sales pitch
Everything here is evergreen: how notes are built, how the protection works, and the questions worth answering before any note goes into a portfolio. Useful for due-diligence files and for explaining a structure to a client.
The Real Cost of 100% Principal Protection
Full protection looks like the safest note on the calendar. The upside you hand over is only half of what it costs. The tax treatment is the other half.
Read →The Structured Note Due-Diligence Checklist
A practical due-diligence checklist for any structured note: issuer, protection, underlying, fees, call terms, cap, coupon, and the peer comparison most reviews skip.
Read →The Structured Note Risks Nobody Explains Properly
Most structured note warnings are half-right and unhelpful. Here are the real risks, explained clearly enough for a due-diligence file or a client conversation.
Read →The Five Types of Structured Notes, and When Each One Makes Sense
Growth, Boost, Income, Callable, and CD-style. Five structures, four investor goals. What each note pays, when it shines, and what to watch.
Read →Buffers vs Barriers: The Difference That Costs People Money
Two structured notes can both say 'downside protection' and behave nothing alike. Here is how buffers and barriers really work, with the math.
Read →What a Structured Note Actually Is
A structured note is a bank bond with an options bet stapled to it. Here is what that means, who issues them, and why they now reach ordinary client accounts.
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